Yes! Car insurance is a must if you plan to drive or operate your vehicle on public roads. It has to be covered by an insurance agency. This is very important and it protects you and your vehicle as well as any other motorists that will be on the roads. In the event of an accident you will be protected and so will be those who you have injured or those whose property you have damaged or destroyed. This is why car insurance is so important and if you operate a vehicle without car insurance then you could be locked up by the police as it is a crime or offence in most if not all countries. This is a regulation that is put into play by the government so if you are planning on buying a car or taking one on public roads you should plan on getting that car insured. There are different types of income protection insurance policies. The comprehensive or full policy is the one that is mostly recommended since it has a wider coverage area and more advantages to offer. Make sure that your car is insured and while doing that try to get as many discounts as possible.